Lisa Carlyle, Kuki Spa, York

Lisa Carlyle is the owner and manager of Kuki Spa, a thriving hair and beauty business in York. Lisa started the business with a single room in a local gym, but has since turned the spa into York’s largest hair and beauty salon.

A few years after launching, Lisa moved the business to a beautiful listed building in the desirable York suburb of Heworth. It was the perfect premises for the spa, and when Lisa’s landlord put the Heworth property up for sale, she leapt at the chance to purchase it for herself.

Lisa says: “In the beauty industry, the right location is paramount to having a successful business. It was my dream property and the ideal setting for a hair and beauty spa."

However, despite a thriving business with over twenty members of staff and high profit turnovers, finding a commercial mortgage from the high street was very difficult. Lisa approached commercial mortgage broker Kirsty Best from JR Commercial Mortgages, who suggested she try Shawbrook Bank.

“Shawbrook has been very helpful and straightforward every step of the way and so easy to deal with. Without the loan I wouldn’t have the business I have today.”

3 MONTH London Interbank Offered Rate (LIBOR)


From 1 January 2017

Please note that Shawbrook Bank applies a minimum rate of 0.75% to the term rate margin.

If your loan completed before January 2011, you may be on a different version of LIBOR. If you think this may affect your loan, please contact us on 0345 848 0223



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