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Development Finance

Bespoke funding solutions to support your new build or refurbishment project. Explore our Development Finance & funding options, designed to meet your unique needs and propel your projects to success.

Why Shawbrook?

When investing in a development, you need a development finance lender that takes the time to understand your project in detail and provide finance tailored to your specific circumstances. 

Our experienced team will visit your site – new build or refurbishment - and if it’s a project we can support, you can count on us to be with you on the journey from blueprint to reality.

Reliable Development Finance for: 

  • Experienced property developers
  • New build, conversions and refurbishment
  • Residential, commercial and mixed-use developments
  • High value residential projects
  • Student housing, senior living and co-living
  • Care homes
  • Phased development schemes

Development Finance highlights

  • Minimum loan size £1m
  • Maximum loan size £30m
  • Maximum gearing 65% Loan to Gross Development Value (LTGDV) for new build and 70% LTGDV for refurbishment
  • Maximum 85% loan to cost
  • Cash/equity contribution to be injected ahead of any Bank funding
  • Development Lender of the Year - NACFB Awards 2021 & 2022

Any property used as security, including your home, may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Planning Assistance Loan

Our Planning Assistance Loan is a short-term facility to help developers enhance the planning already agreed for a site (max term 12 months). From this loan, you can transfer seamlessly to a development finance loan to build the project. 

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Stay with us

Once your build comes to an end, this doesn’t need to be the end of the road with us. If you’re retaining your development, we offer a series of finance solutions to support you through the next stages of your project and beyond. 

 

Buy-to-Let Mortgages

Looking for finance to support your project as you start to rent it out? Take a look at our Buy-to-Let mortgages that can support professional landlords with standard residential property as well as those with more complex assets like HMOs or student accommodation. 

Explore Buy-to-Let Mortgages

 

Commercial Mortgages

We’re specialists in commercial property finance, delving into the detail to provide financial solutions tailored to your ambitions – whether it’s retail, industrial, offices or your first step into this asset type. 

Explore Commercial Mortgages

 

Healthcare Finance

If business lending is what you need for when the build of your care home completes, our Healthcare team can work with our development finance team to provide you with a bespoke facility. 

Explore Healthcare Finance  

Interested?

Contact us today and our experienced team will be in touch to discuss your development project in more detail.

Broker? We’ve got you covered

If you're a new or existing broker, head for our dedicated site where you'll find everything you need on our extensive property offering, and how to submit your cases to us.

Development Finance case studies

Spotlight on deals we’ve done that support property developers like you.

Great Yarmouth Building
Case Study

Innovative funding package to support development and operation of three care homes

LNT Care Developments, a distinguished leader in the field of care home development and operation, has secured funding from Shawbrook Bank to drive the construction of three 66-bed care homes.

3A Projects House
Case Study

Bespoke funding for Essex housing developments

3A Projects Ltd, a property development company operated by three business partners, has received bespoke financial support from Shawbrook for a number of housing developments in the Essex region.

Newly built houses
Case Study

Complex scheme progresses to phase two with flexible funding approach

Woodgate Developments Ltd progresses to phase two of development scheme with reliable funding from Shawbrook.

Useful information

Useful links to more information in case you’ve not quite found what you’re looking for.

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Contact us

If you have any questions about our products and services, you’ll find the right person to contact here.

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Help with our products

If you’re an existing customer, or need more information on our products, visit our help centre for support.

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News & case studies

News from across the property landscape and spotlights on deals we’ve done.

Insights hub

The home of insights and trends in the property market, guides on how to build and diversify your portfolio, and information on planning and tax implications for professional landlords.

Colourful Townhouses
Insights

UK landlords optimistic amid rental market concerns

Our survey of UK residential landlords shows a positive outlook of the current rental market. Read our full survey results and explore our in-depth analysis. 

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Insights

A guide to investment property financing

Explore investment property financing options, mortgages vs bridging loans, rate types, and investment strategies for informed decisions.

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Insights

Where are the Top 10 best places to invest in property?

Our top UK property investment locations in 2024 for strong rental yields and growth. Read about areas offering diverse opportunities.

Explore Property Finance

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Commercial Mortgages

Commercial property finance can be complex, but our specialist team, well-versed in UK finance loans, can help you invest in a new property, refinance your existing portfolio, or raise additional funds for further investment opportunities.

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Bridging Loans

Fast funding for when investment opportunities come knocking. Seen a property at auction to add to your portfolio, replace your existing development finance, or looking to renovate a property? A bridging loan could be the answer. 

New Tenants

Buy-to-Let Mortgages

Award-winning property finance to help you purchase a new investment, refinance an existing portfolio, or raise additional funds to grow your property business.

Our business

About Shawbrook

Shawbrook provides finance to a wide range of customers who value the premium experience, flexibility and certainly we deliver.  We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders.

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Sustainability

Our sustainability strategy is designed to create value for our customers, colleagues, communities, suppliers and shareholders, while having a positive impact on society and the wider environment. 

Saracens sponsorship

As official banking partner of Saracens Rugby Club, we are proud to champion elite women’s sport by supporting the growth of both women’s rugby and netball as lead sponsor of the Mavericks.