Bridging Loans

Fast funding through unregulated bridging loans in support of professional landlords; for when investment opportunities come knocking.

Why Shawbrook?

We know that when a property pops up at auction, or needs renovating, you need access to finance – and quickly.

Our intuitive systems allow you and your broker to receive an instant application in principle, while our practical bridging loan solutions are tailored to your needs:

Interest can be rolled up or paid monthly
No early repayment charges
Most property types are accepted, including complex residential or commercial

So whether you’re converting a property into a HMO, refurbishing a property for a quick sale or to rent, or just want to take up an investment opportunity quickly, we have the bridging loans that can support your investment ambition.

Bridging Loan highlights

Rates from 0.69% per month
Loans from £50k to £25m
Up to 85% LTV available
Term up to 24 months
No minimum term or interest period
Fixed rates and fees
No minimum income requirement
Dedicated team offering a premium case management service for loans over £2.5 million

Any property used as security, including your home, may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Lending for refurbishment costs

Access all your funds upfront for light refurbishment works (up to 85% LTV) with our Lending for Refurbishment Costs product that can be added to your bridging loan.

Grow your portfolio with Shawbrook

We can offer (subject to an underwriting assessment) a pre-approved credit limit with no threshold on the number of properties or accounts that you can hold with us. This means that you can confidently expand your property portfolio with us by your side.

Stay with us

We offer Buy-to-Let and Commercial Mortgages so you can seamlessly switch to one of these products when your bridge comes to an end.

For existing customers, we also offer a 0.25% discount on your arrangement fee for each subsequent mortgage that you take with us.

We're here for larger loans

We understand the complexity of loans for larger assets and portfolios. That’s why our Structured Real Estate team offer a premium case management service for loans over £2.5 million, to ensure we get to the heart of your unique needs and deliver you a tailored solution to suit. They offer:

A dedicated Relationship Manager
One-on-one support
Tailored loan structuring

Stately home being rennovated with debris, rubble, and waste

Interested?

Contact us today, and with your consent, we will transfer you to one of our trusted mortgage broker partners. The broker will research the mortgage market and if Shawbrook has the best deal for you, they will not, in most circumstances, charge a broker fee*.

Submit an enquiry

* This offer only applies to Shawbrook Buy-to-Let mortgages, commercial mortgages and bridging loans. In certain circumstances, such as cases involving complicated ownership structures like on/offshore trusts, or for ex-pat customers, a broker fee may apply given the level of work required.

Broker? We’ve got you covered

If you're a new or existing broker, head for our dedicated site where you'll find everything you need on our extensive property offering, and how to submit your cases to us.

Visit our dedicated broker site