Explore Investor Relations
Commercial franchise
“Our Commercial franchise provides specialist financial solutions to support our clients’ growth, whether that’s to provide flexible working capital or to fund key strategic milestones. Built on a deep understanding of the markets we operate in and the unique needs of the businesses and property investors we work with, we aim to deliver an unrivalled breadth of facilities and structuring capabilities, combined with the flexibility and agility that makes such a difference in the moments that matter.”
- Neil Rudge, Chief Banking Officer, Commercial

Our Commercial franchise incorporates the following business areas:

SME
Supports established and fast-growth UK SMEs with a range of debt-based financing solutions, deployed through the following business units:
Structured lending:
Digital SME lending:

Real Estate
Supports the UK property sector with a range diverse commercial mortgage products offered to professional landlords and property investors.
Retail Franchise
“Our retail business is designed around our customers, combining powerful insights with innovative technology to deliver tailored financial solutions that meet our customers’ needs today and tomorrow. We are building a digital consumer bank that will reinforce trust and strengthen life-long relationships with our customers.”
- Miguel Sard, Chief Banking Officer, Retail

Our Retail franchise incorporates the following business areas:
Retail mortgage brands
Our Retail Mortgage Brands, The Mortgage Lender and Bluestone Mortgages, provide owner-occupied and buy-to-let mortgages to individuals and property professionals across the UK, distributed through mortgage intermediaries including specialist brokers. Our multi-brand proposition complements our core Shawbrook Real Estate offering and enables us to serve the needs of a wide spectrum of customers, including those with complex income and credit profiles.
- The Mortgage Lender (buy-to-let and owner-occupied mortgages)
- Bluestone Mortgages (owner-occupied mortgages)
Consumer finance markets
Our specialist consumer finance proposition is tailored for UK consumers and micro business owners, offering a comprehensive range of lending products specifically designed to meet their needs. We leverage our deep understanding of consumer markets and utilise data for specialist underwriting. Our strategy integrates a scalable distribution model, supported by strategic partnerships with leading dealers, brokers, and digital marketplaces.
- JBR Capital (motor finance)
- Unsecured personal lending
Savings markets
Our savings proposition supports our ability to build a loyal customer base by fostering trust-based relationships and delivering long-term value. Our offering is underpinned by a digital platform that leverages advanced data capabilities to provide a seamless service.

Frequently asked questions
How do I contact Shawbrook Group plc?
Please contact us using the following details:
By post:
Shawbrook Group plc
Lutea House
Warley Hill Business Park
The Drive
Great Warley
Brentwood
Essex
CM13 3BE
By email: companysecretary@shawbrook.co.uk
Our sustainability strategy
Focusing on those areas in which we can deliver the greatest impact

Planet
Protecting our planet for future generations
- Support the climate transition
- Reduce our environmental impact
- Embed environmental considerations into our corporate DNA

Society
Supporting a thriving and inclusive society
- Support the UK economy through access to inclusive finance for homeowners, developers and SMEs
- Build an inclusive, engaged and talented workforce
- Embrace innovation for positive change

Impact
Making an impact beyond finance
- Invest in and support our communities through partnerships and charitable donations
- Support the passions and interests close to the hearts of our people
Responsible business practices
We are committed to operating under a robust governance framework which underpins our purpose and serves all of our stakeholders
- Effective Board and management structures
- Robust governance and risk management
- Transparent and accountable disclosures

Our business

Investors
We provide finance to a wide range of customer segments that value the premium experience, flexibility and certainty we deliver. Our ambition is to grow our specialist proposition, while retaining the innovative mindset and agility of a start-up.

About Shawbrook
Shawbrook provides finance to a wide range of customers who value the premium experience, flexibility and certainty we deliver. We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders.

Sustainability
Our sustainability strategy is designed to create value for our customers, colleagues, communities, suppliers and shareholders, while having a positive impact on society and the wider environment.