Boosting efficiency, improving performance, upgrading to the latest equipment. Whatever your reasons for acquiring, upgrading or even refinancing essential business assets, such as equipment, vehicles or machinery, we could help.

Why Shawbrook?

One size doesn’t fit all. Our range of flexible and tailored asset finance options can help preserve your capital and existing lines of credit.

Shawbrook’s best of both model provides fast, digitally assisted decisions on straightforward transactions, and access to deep human expertise for complex mid-market transactions.

  • Hire purchase - spread the cost of a major investment over regular payments
  • Finance lease - we buy the asset and lease it to you
  • Sale and leaseback - we buy your asset and lease it back to you
  • Refinance - we can also refinance existing arrangements

Asset Finance highlights

  • Keep your business one step ahead of the competition
  • Invest in capacity to win or meet the demands of new business
  • Future proof your operation by funding maintenance, upgrades and depreciation
  • Expert help with evaluating specialist assets
  • Flexible repayment schedules matched to the dynamics of your business
  • Flexible credit lines, simple budgeting and straightforward documentation

Asset Finance for your business

We could also help refinance existing assets when current agreements come to an end or circumstances change.

Hire purchase

  • Ownership of asset: Yes
  • End of term: Title transfer
  • Fixed cost agreements: Yes
  • VAT paid with deposit: Yes
  • VAT paid with each payment: No 
  • Rentals may be tax deductible: Interest only

Finance lease

  • Ownership of asset: No
  • End of term: Extend or sale
  • Fixed cost agreements: Yes
  • VAT paid with deposit: No
  • VAT paid with each payment: Yes 
  • Rentals may be tax deductible: Yes

Sale & leaseback

  • Ownership of asset: No
  • End of term: Extend or sale
  • Fixed cost agreements: Yes
  • VAT paid with deposit: No
  • VAT paid with each payment: Yes 
  • Rentals may be tax deductible: Yes

Commercial Finance Broker?

If you haven't worked with us before, click below to find out more, including how to register with us.

If you’re a Commercial Finance Broker (CFB) registered for Asset Finance or unsecured business lending with Shawbrook, sign in to submit business.

Working with your business

Portrait Of People In A Business Meeting

Event financing

Acquisitions, management buy-outs, employee ownership transitions, re-structuring, investing for growth. These are pivotal events for any business, and almost always dependent on access to funding.

Wind Turbine From Aerial View In Morning

Assets & equipment

Funding to support investments in assets and equipment. Whether it’s leasing or purchasing capital equipment or machinery, or funding significant investment in soft assets or intangible costs associated to CapEx.

Outstanding in your field

We work with most sectors across the UK. Here’s a spotlight on some of the sectors we work with.

Explore our Business Lending Products

Leveraged Finance

A senior debt product designed for established businesses requiring funding for growth, an acquisition, change of ownership or other general corporate purpose.

Quality Control Engineer Examines The Surface Of The Sheet

Asset Based Lending

For businesses with substantial value tied-up in the balance sheet, our Asset Based Lending proposition can unlock that value to provide both strategic capital and on-going financial headroom to support pivotal events.

Looking Through Board Room Door At Business Strategy Meeting

Unsecured Business Loans

Finance for specialist needs including Professions Finance to support tax, VAT and membership fees, and CapEx Term Loans to support the acquisition of assets or intangible costs associated with capital expenditure purchases.

Useful information

Useful links to more information in case you’ve not quite found what you’re looking for.

Professional Checks Her Smartphone In Modern Office

Contact us

If you need to get in touch with our team, you'll find the right person here.

Help with our products

If you're an existing customer or you've got questions on how our products work, visit our help centre for support.

Teacher Giving A Data Science Presentation

Business insights hub

We break down the latest data, insights and topics to help SMEs understand the key issues affecting their business.

Mechanical Engineer Works With Futuristic Robotic Arm

News & case studies

Read our latest news and find out more about the businesses we have supported.

Our business

About Shawbrook

Shawbrook provides finance to a wide range of customers who value the premium experience, flexibility and certainty we deliver.  We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders.

Two Colleagues Talking Amongst Plants In Green Office

Sustainability

Our sustainability strategy is designed to create value for our customers, colleagues, communities, suppliers and shareholders, while having a positive impact on society and the wider environment. 

Saracens sponsorship

As official banking partner of Saracens Rugby Club, we are proud to champion elite women’s sport by supporting the growth of both women’s rugby and netball as lead sponsor of the Mavericks.