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Personal Loans

Personal loans for intermediary and broker businesses

A clear, straightforward service for you and your clients

Shawbrook is proud to be a different kind of bank. Since 2011, we’ve quietly built our business by providing a select range of products for people who don’t always get the best deal from the big high-street banks.

For personal loans we work on a system of personalised, risk-based pricing, providing instant, guaranteed quotes that we can normally approve the same day. We use the latest soft-search technology, so an application won’t affect your customer’s credit score.

How we're different

  • No teaser rates, just a fair, clear guaranteed quote based on credit profile
  • Soft-search quotations that won’t affect credit score
  • Software backed by experienced human underwriting, with telephone support
  • An excellent customer experience, demonstrated by our Trustpilot rating
  • A solid commitment to intermediaries, their knowledge and client relationships
  • Long-term, reliable support to help you grow your business

Personal loans features and criteria

  • Overpayments accepted without additional charges
  • Wide range of rate options (10.9% to 34.5% APR)
  • Maximum early repayment charge of 28 days interest
  • Borrowers aged 21 to 75 at the point of application
  • We do not charge arrangement fees to customers
  • Home owners and tenants accepted
  • Loans from £1,000 to £50,000
  • Available throughout England, Wales and mainland Scotland
  • Joint applications accepted
  • Self-employed, retirement and some benefit incomes acceptable
  • Terms from 1-5 years, 6-7 years for loans over £15,000
 

Useful information

Useful links to more information in case you’ve not quite found what you’re looking for.

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Contact us

If you need to get in touch with our team, you'll find the right person here.

Help with our products

If you're an existing customer or you've got questions on how our products work, visit our help centre for support.

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Business insights hub

We break down the latest data, insights and topics to help SMEs understand the key issues affecting their business.

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News & case studies

Read our latest news and find out more about the businesses we have supported.

Our business

About Shawbrook

Shawbrook provides finance to a wide range of customers who value the premium experience, flexibility and certainty we deliver.  We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders.

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Sustainability

Our sustainability strategy is designed to create value for our customers, colleagues, communities, suppliers and shareholders, while having a positive impact on society and the wider environment. 

Saracens sponsorship

As official banking partner of Saracens Rugby Club, we are proud to champion elite women’s sport by supporting the growth of both women’s rugby and netball as lead sponsor of the Mavericks.