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Commercial Mortgages

Commercial Mortgage finance for a wide range of commercial investment property types.

Why Shawbrook?

Our team specialise in the more complex world of commercial mortgages, spending the time necessary to understand your specific investment plans.

Considering growing your commercial investment portfolio, or moving into this space to help diversify your residential portfolio? Combining intuitive application systems for a quick initial decision with the expertise of our specialist team means we can consider everything from simple commercial transactions, to complex cases or large loans.

We don’t limit the number of investments that you can hold with us, and will consider a wide range of commercial property types including:

Semi-commercial and mixed-use
Retail units
Industrial units
Offices, including serviced offices that are multi-let on licenses

So if you’re an individual, LLP, limited company, ex-pat or trust, our Commercial Mortgages could be the finance you require to reach your property ambitions.

Commercial Mortgage highlights

Rates from 6.34%
Loans from £150k to £35m
Interest-only loans available (subject to affordability)
Semi-Commercial Mortgages – up to 75% loan to value (LTV)
Commercial Mortgages – up to 65% loan to value (LTV)
Variable rates available*
2, 3, 5 and 10 year fixed rates available
Loan terms from 3 to 25 years
Dedicated team offering a premium case management service for loans over £5 million

* Variable rates are inclusive of Shawbrook Base Rate. Shawbrook Base Rate (SBR) is subject to a minimum floor or 0.75%. Please note that the current Shawbrook Base Rate is 5.25% (as of 4 August 2023).

Any property used as security, including your home, may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Tailored financial solutions for you

Multiple commercial properties on a single loan available
Interest-only, part repayment or full repayment available
Minimum personal guarantee of 25% of the loan amount
Various lease terms can be considered
We support buy-to-let landlords diversifying into commercial property alongside seasoned commercial property investors
For existing customers, we also offer a 0.25% discount on your arrangement fee for each subsequent mortgage that you take with us

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Grow your portfolio with Shawbrook

We can offer (subject to an underwriting assessment) a pre-approved credit limit with no threshold on the number of properties or accounts that you can hold with us. This means that you can confidently expand your property portfolio with us by your side.

We're here for larger loans

We understand the complexity of loans for larger assets and portfolios. That’s why our Structured Real Estate team offer a premium case management service for loans over £5 million, to ensure we get to the heart of your unique needs and deliver you a tailored solution to suit. They offer:

A dedicated Relationship Manager
One-on-one support
Tailored loan structuring

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Interested?

Contact us today, and with your consent, we will transfer you to one of our trusted mortgage broker partners. The broker will research the mortgage market and if Shawbrook has the best deal for you, they will not, in most circumstances, charge a broker fee**.

Submit an enquiry

** This offer only applies to Shawbrook Buy-to-Let mortgages, commercial mortgages and bridging loans. In certain circumstances, such as cases involving complicated ownership structures like on/offshore trusts, or for ex-pat customers, a broker fee may apply given the level of work required.

Broker? We’ve got you covered

If you're a new or existing broker, head for our dedicated site where you'll find everything you need on our extensive property offering, and how to submit your cases to us.

Visit our dedicated broker site