Who we'll lend to and how long for

If you meet the below criteria, you can apply for a Shawbrook personal loan:

• Aged 21 to 75
• Have been a UK resident for at least three years
• Have an annual income of at least £15,000
• Have a personal bank account in the UK

For more information, please take a look at the personal loans section on our website.

With a Shawbrook loan, you could borrow between £1,000 - £50,000.  You can take the loan over one to seven years, depending on the amount you wish to borrow. 

The loan amount you can borrow will depend on your personal circumstances.

When you apply for a Shawbrook loan, we look at the details you provided as part of your application and your financial history supplied by credit reference agencies. Based on this information, we’ll only lend to you an amount we are comfortable that you can afford.

Yes, we offer loans for joint applicants.

You do not need to be in regular employment to get a loan, but you need to have an annual income of at least £15,000 per year to be considered.

No, Shawbrook do not provide guarantor loans.

You need to have been a UK resident for a minimum of 3 years to qualify for a Shawbrook loan.

No, you can also apply for our personal loans if you are a private tenant and you meet the following criteria:

• Aged 21 to 75
• Have been a UK resident for at least three years
• Have an annual income of at least £15,000
• Have a personal bank account in the UK

With a Shawbrook loan, you could borrow between £1,000 - £50,000.  You can take the loan over one to seven years, depending on the amount you wish to borrow.