Savings explained
![Man Tablet](/media/p5yggpcg/man-tablet.jpg?width=794&height=597&quality=80)
Personal Savings Allowance Explained
Find out what the Personal Savings Allowance is, whether you need to pay tax on savings, and how to pay tax if you exceed your tax-free savings limits.
![Man Relaxing By Laptop](/media/jlqheizg/man-relaxing-by-laptop.jpg?width=794&height=597&rxy=0.353%2c0.301&quality=80)
What are the different types of savings accounts?
Want to know about the different types of savings account? We outline the differences between ISAs, notice accounts, easy access savings accounts, and more.
![Viewing Laptop With Headphones On](/media/zafofynj/viewing-laptop-with-headphones-on.jpg?width=794&height=597&quality=80)
How does interest work?
We explain what interest rates are and how interest rates work. Learn about the difference between interest on loans and savings accounts, and more.
![Couple Looking At A Mac](/media/1iwp2vnm/couple-mac.jpg?width=794&height=597&rxy=0.504%2c0.37&quality=80)
What is a fixed rate bond?
What is a fixed rate bond? Find out how fixed rate bonds work and if you need to pay tax on the interest earned in our guide on fixed rate bonds explained.
![Man With Dog](/media/v4fbsaqf/man-with-dog.jpg?width=794&height=597&rxy=0.341%2c0.252&quality=80)
Will opening a savings account affect my credit score?
Opening a savings account won’t usually affect your credit score as money isn’t being borrowed, but there can be an indirect link. Learn more with Shawbrook.
![Using Laptop And Phone](/media/dj3b0s3z/using-laptop-and-phone.jpg?width=794&height=597&quality=80)
FSCS protection for your savings
The Financial Services Compensation Scheme (FSCS) covers your savings up to £85,000. Learn more about FSCS protection and the compensation limits.
About our savings products
Find a contact number, explore our products or get help and inspiration with our savings insights hub.
![Detail Of The Hands Of A Man With A Mobile Phone And A Paper Cup Of Coffee](/media/2kdebfio/detail-of-the-hands-of-a-man-with-a-mobile-phone-and-a-paper-cup-of-coffee.jpg?width=794&height=597&quality=80)
Contact us about savings
If you need to get in touch with our team, you can find details here.
![Woman Smiling And Looking Away](/media/wvaei2f4/woman-smiling-and-looking-away.jpg?width=794&height=597&rxy=0.713%2c0.5&quality=80)
Our savings proposition
You’ll find out more about our products and proposition on our savings home page.
![Woman Using Laptop And Working At Home](/media/yapl1a01/woman-using-laptop-and-working-at-home.jpg?width=794&height=597&quality=80)
Savings insights hub
Whether you’re looking to brush up on your knowledge of the savings basics or understand what to consider when choosing a savings account, our insights hub has a range of useful information to help you to make the most of your money.